1) the purpose is to reduce your cell phone bill from over $100+ to under 
$80/mo 
2) you got the minimum T-Mobile plan (~$40) with "Fave 5" or Sprint or Nextel (~$40 + a $5 number)
3) you signed up with GVT for an opportunity to market it plus 3 months of 
service, etc (or for $26.99/mo service for US/Canada or $29.99/mo for international
4) you set T-Mobile, Sprint, or Nextel up to give you free minutes (via FAve 5 or $5/mo setup) via your GVT VOIP 
number 
5) you login to http://www.myvoicepal.com/MyAccount/Login.aspx to set your Cell or Home Phone to access your VOIP<br>
6) you login to http://www.myvoicepal.com/MyAccount/Login.aspx to set it to forward incoming calls to your Cell or Home Phone<br>
7) when you call the VOIP number from your cell phone, it allows you to 
dial another number free (no charge from T-Mobile, no extra charge from GVT) 
8) (you can also install VoicePal (from the USB device you got) on your 
laptop and PC to call from them free on Broadband) 
9) I'm checking to see if a phone with an address book of over 20 digits 
and the ability to enter "pause" can automatically dial VOIP, wait, then 
dial the new number. 
10) with T-Mobile Fave 5 or with Sprint or Nextel with the extra $5/mo for 
unliited calls to one number (VOIP), you can call at no extra charge.
 
My webpage is at www.FreeCellVOIP.com 

You access features via 
https://www.globalvoicedirect.com/?(yourrep#) and 
http://www.myvoicepal.com/ 
http://www.myvoicepal.com/MyAccount/Login.aspx
 is the login page to change forwarding and access.